Terms & Condition – Sa-Dhan
Terms & Conditions

Effective Date: With effect from 01 July 2026

Welcome to the official website of Sa-Dhan ("Sa-Dhan", "we", "our", or "us"). By accessing and using this website, registering for events, applying for membership, or availing of any services provided by Sa-Dhan, you agree to comply with and be bound by these Terms & Conditions.

1. About Sa-Dhan
Sa-Dhan is an association of Impact Finance Institutions and an RBI recognized Self-Regulatory Organization (SRO) for Microfinance Institutions in India. Through its activities, Sa-Dhan promotes responsible finance, policy advocacy, capacity building, research, and inclusive growth.

2. Acceptance of Terms
By using this website or any services offered by Sa-Dhan, you acknowledge that you have read, understood, and agreed to these Terms & Conditions. If you do not agree with any part of these Terms, you should refrain from using the website or services.

3. Use of Website

Users agree to:

  • Use the website only for lawful purposes.
  • Provide accurate and complete information when submitting forms or registrations.
  • Refrain from unauthorized access, misuse, or activities that may disrupt the website or its services.
  • Respect intellectual property rights associated with the content available on the website.
4. Membership
  • Membership eligibility, categories, fees, and benefits shall be governed by Sa-Dhan's prevailing membership policies.
  • Submission of a membership application does not guarantee approval.
  • Sa-Dhan reserves the right to approve, reject, suspend, or terminate membership in accordance with its rules and regulations.
  • Members are expected to adhere to applicable laws, regulatory requirements, and Sa-Dhan's Code of Conduct.
5. Event Registration and Participation
  • Registration for conferences, workshops, webinars, seminars, and other events is subject to availability.
  • Registration fees, where applicable, must be paid in full.
  • Registration is non-transferable unless expressly permitted by Sa-Dhan.
  • Sa-Dhan reserves the right to postpone, modify, or cancel any event due to unforeseen circumstances.
6. Payments
  • Payments made through the website shall be processed through secure payment gateways.
  • Users are responsible for providing accurate payment information.
  • Sa-Dhan shall not be liable for delays or failures caused by third-party payment service providers.
7. Refund and Cancellation
  • Refunds, if applicable, shall be governed by the specific cancellation policy applicable to the concerned event, membership, or service.
  • Administrative and transaction charges may be deducted where applicable.
  • Certain payments may be non-refundable.

8. Intellectual Property
All content available on this website, including text, graphics, logos, images, reports, publications, and other materials, is the property of Sa-Dhan and is protected by applicable intellectual property laws.

No material may be copied, reproduced, distributed, or used for commercial purposes without prior written permission from Sa-Dhan.

9. Third-Party Links
This website may contain links to external websites. Such links are provided solely for convenience. Sa-Dhan does not endorse or assume responsibility for the content, policies, or practices of any third-party website.

10. Limitation of Liability

Sa-Dhan shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to:

  • Use or inability to use the website.
  • Errors or omissions in the content.
  • Interruptions or technical failures.
  • Reliance on information available on the website.

11. Privacy
Use of this website is also governed by Sa-Dhan's Privacy Policy. By using the website, users consent to the collection and use of information in accordance with the Privacy Policy.

12. Changes to Terms
Sa-Dhan reserves the right to modify or update these Terms & Conditions at any time. Updated terms shall become effective immediately upon publication on the website. Continued use of the website constitutes acceptance of the revised Terms.

13. Governing Law and Jurisdiction
These Terms & Conditions shall be governed by and construed in accordance with the laws of India.

Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the competent courts in New Delhi, India.

Contact Information

Sa-Dhan
Association of Impact Finance Institutions
New Delhi, India

Email: info@sa-dhan.net
Website: www.sa-dhan.net

Registration

Early-bird Registration will start on 11th August 2023. This will ensure your confirmed participation.  All delegates will be provided a digital pass to attend the conference. The registration form can also be downloaded from the Sa-Dhan website. There is also a provision for spot registration at the conference venue.

Registration Fee Covers
  • Admission to the Conference Sessions
  • Lunch and refreshments during the Conference
  • Networking Platform
  • Conference Kit
  • Complimentary Copy of Bharat Microfinance Report – 2023
Registration fees can be paid through Demand Draft / Online Payment. International payments can only be made through wire transfer.
Please be noted that the fee doesn’t cover accommodation.
REFUND POLICY: Requests received in writing before 15th October 2023 will be considered for cancellation. A 10% handling charge would be deducted from the registration fee and the balance refunded by cheque. No amount will be refunded after. The registration form with the payment details should be sent to conference@sa-dhan.org