Sa-Dhan

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Who we are

Sa-Dhan is an association of Impact Finance Institutions and an RBI appointed Self-Regulatory Organization (SRO) for Microfinance Institutions. Sa-Dhan is the first and largest association of community development finance institutions in India formed over two decades ago for supporting and strengthening the agenda of fostering Inclusive Impact Finance in India. It strives for creating a better understanding of the microfinance sector among policymakers, funders, banks, governments, researchers, and practitioners. Sa-Dhan has about 220 members working in 33 states/UTs and over 646 districts, which includes both, for Profit and Not for Profit MFIs, SHG promoting institutions, banks, rating agencies, capacity-building institutions etc. Sa-Dhan’s members with diverse legal forms and operating models, reach out to approximately 63 million clients with loan outstanding of more than ₹2,27,410 crores. Sa-Dhan is also recognized as a National Support Organization (NSO) by National Rural Livelihood Mission (NRLM).

Our Services

SRO ACTIVITIES

Sa-Dhan has been recognised by the RBI as a Self-Regulatory Organisation..

POLICY ADVOCACY

Sa-Dhan strives to bring convergence on various issues pertaining to the..

Social & Financial Impact

Sa-Dhan’s Intervention in Promoting Water and Sanitation Financing..

CAPACITY BUILDING

This is being extended in the areas of strategy, operations, governance..

NATIONAL CONFERENCE

Right from its inception Sa-Dhan has been conducting..

MEMBERSHIP

To download membership
application..

Sa-Dhan National Conference - 2025

The Sa-Dhan National Conference 2025, held on 13–14 November 2025 at Hotel Ashok, New Delhi, marked the 20th edition of Sa-Dhan’s flagship annual event and celebrated a decade of its journey as a Self-Regulatory Organisation. Centred on the theme “Building Resilient Microfinance: Promoting Inclusive and Responsible Finance,” the conference brought together policymakers, regulators, microfinance leaders, practitioners, and experts to deliberate on key issues shaping the financial inclusion landscape. Over two days, with more than 75 speakers, the conference featured plenary discussions, fireside chats, and thematic breakout sessions on customer-centric lending, digital inclusion, product diversification, workforce capacity building, women’s entrepreneurship, social security products, and the evolving regulatory environment, with exhibitions, networking opportunities, and special recognitions such as the WASH and the Elaben Memorial Award. The conference served as a vital platform for charting the future of inclusive growth and responsible microfinance in India.

Our Vision

Promoting an economically and socially empowered inclusive society.

Our Mission

To promote and foster inclusive impact finance institutions to support low income households, particularly women, to achieve stable livelihoods, improve their social and financial well being and quality of life and fulfill Sustainable Development Goals1.

Goals & Major Contributions

The Goal of Sa-Dhan is to develop, promote and support ecosystems of Impact Financing institutions which enable Inclusive Growth, equity, gender equality and sustainable development in the society and for which undertake, support and facilitate the following.

Sectoral Updates

Gross Loan Portfolio

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(as on Sept 2025)

Disbursement Q-2 (July- Sept)

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Active Unique Borrowers

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PAR 90 (91-180 days)

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The legends of Financial Inclusion

MEDIA

The Financial Services Secretary met with MFIs to discuss challenges faced in the sector. After the meet, Sapna Das spoke to Jiji Mammen, ED & CEO at Sa-Dhan View More