Sa-Dhan – Sa-Dhan
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Who we are

Sa-Dhan is an association of Impact Finance Institutions and an RBI appointed Self-Regulatory Organization (SRO) for Microfinance Institutions. Sa-Dhan is the first and largest association of community development finance institutions in India formed over two decades ago for supporting and strengthening the agenda of fostering Inclusive Impact Finance in India. It strives for creating a better understanding of the microfinance sector among policymakers, funders, banks, governments, researchers, and practitioners. Sa-Dhan has about 220 members working in 33 states/UTs and over 646 districts, which includes both, for Profit and Not for Profit MFIs, SHG promoting institutions, banks, rating agencies, capacity-building institutions etc. Sa-Dhan’s members with diverse legal forms and operating models, reach out to approximately 63 million clients with loan outstanding of more than ₹2,27,410 crores. Sa-Dhan is also recognized as a National Support Organization (NSO) by National Rural Livelihood Mission (NRLM).

Our Services
SRO ACTIVITIES

Sa-Dhan has been recognised by the RBI as a Self-Regulatory Organisation..

POLICY ADVOCACY

Sa-Dhan strives to bring convergence on various issues pertaining to the..

Social & Financial Impact

Sa-Dhan’s Intervention in Promoting Water and Sanitation Financing..

CAPACITY BUILDING

This is being extended in the areas of strategy, operations, governance..

NATIONAL CONFERENCE

Right from its inception Sa-Dhan has been conducting..

MEMBERSHIP

To download membership
application..

Sa-Dhan National Conference - 2024
The Sa-Dhan National Conference on Inclusive Growth 2024, themed “Driving Sustainable Development through Inclusive Finance,” brought together a vibrant mix of industry experts, dignitaries, and delegates for a comprehensive look into the microfinance sector—its challenges and emerging opportunities.
This two-day event featured 12 engaging sessions and welcomed insights from over 65 distinguished speakers on various topics. Key moments included a fireside chat, the unveiling of the Bharat Microfinance Report, and the release of the Microfinance Directory 2024.
Looking ahead to the second decade of this conference, Sa-Dhan is set to build on its legacy and aim for an even greater impact in the microfinance sector!
Our Vision

Promoting an economically and socially empowered inclusive society.

Our Mission

To promote and foster inclusive impact finance institutions to support low income households, particularly women, to achieve stable livelihoods, improve their social and financial well being and quality of life and fulfill Sustainable Development Goals1.

Goals & Major Contributions

The Goal of Sa-Dhan is to develop, promote and support ecosystems of Impact Financing institutions which enable Inclusive Growth, equity, gender equality and sustainable development in the society and for which undertake, support and facilitate the following.

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The Industrial Code of Conduct(CoC) is to ensure Responsible Lending and Client Protection in the microfinance sector. CoC has been revised in keeping in view of the revised Regulatory Framework that came into being from 01 April 2022. CoC is applicable to all the providers of microfinance who are members of the SROS.

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Contribution in
  • Developed Credit Assessment Framework for clients (CAF) in 2022.
  • Issued the first Governance Manual for the MFI Board of Directors in 2018.
Read more…

Sectoral Updates

Gross Loan Portfolio
0 k Crores

(as on February 2025)

Disbursement from Apr 24 - Feb 25
0 k Crores

Number of live MFI Borrowers

0 Crores

(as on February 2025)

PAR 90 (91-180 days)
0 %

(as on February 2025)

Treasuring the time
The legends of Financial Inclusion
MEDIA

The Financial Services Secretary met with MFIs to discuss challenges faced in the sector. After the meet, Sapna Das spoke to Jiji Mammen, ED & CEO at Sa-Dhan View More

MFI sector stress to persist for 2-3 quarters, says Sa-Dhan’s Chandan Thakur View More

It would help if MFIs were to get better funding: Sa-Dhan ED & CEO
View More

Mar 09, 2025

Sa-dhan seeks new MFI refinance body, calls for more equity support
View More

Mar 14, 2025

Stricter adherence to Sa-Dhan guidelines leads to better discipline in microfinance sector View More

Nov 30, 2024

Microfinance supervisor Sa-Dhan caps RoA at 4% after RBI whip on NBFCs: Report
View More

Oct 23, 2024

At the bottom, 3 mn borrowers may have lost access to bank credit in 9 months View More

Mar 26, 2025

Budget impact: Grameen Credit Score likely to restore credit discipline in microfinance, say experts View More

Feb 02, 2025

Government tells MFIs to reduce rates View More

Jan 08, 2025

Registration

Early-bird Registration will start on 11th August 2023. This will ensure your confirmed participation.  All delegates will be provided a digital pass to attend the conference. The registration form can also be downloaded from the Sa-Dhan website. There is also a provision for spot registration at the conference venue.

Registration Fee Covers
  • Admission to the Conference Sessions
  • Lunch and refreshments during the Conference
  • Networking Platform
  • Conference Kit
  • Complimentary Copy of Bharat Microfinance Report – 2023
Registration fees can be paid through Demand Draft / Online Payment. International payments can only be made through wire transfer.
Please be noted that the fee doesn’t cover accommodation.
REFUND POLICY: Requests received in writing before 15th October 2023 will be considered for cancellation. A 10% handling charge would be deducted from the registration fee and the balance refunded by cheque. No amount will be refunded after. The registration form with the payment details should be sent to conference@sa-dhan.org