Multi stakeholder State Level WASH Workshop - 22nd December 2022, Jaipur

Sa-Dhan
  • SRO Activities

    Sa-Dhan has been recognised by the RBI as a Self-Regulatory Organisation..
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  • Policy Advocacy

    Sa-Dhan strives to bring convergence on various issues pertaining to the..

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  • Special Projects

    Sa-Dhan’s Intervention in Promoting Water and Sanitation Financing..

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  • Capacity Building

    This is being extended in the areas of strategy, operations, governance..

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  • National conference

    Right from its inception Sa-Dhan has been conducting annual conferences..

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  • Membership

    To download membership application..

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Sa-Dhan, the oldest microfinance association and an SRO plays a role in balancing the interest of its members and the regulatory responsibilities delegated by the Regulators. Sa-Dhan came into existence as key practitioners in the microfinance sector to increase theoutreach of existing programmes, launch new initiatives and negotiate with policy makers for a favourable environment, while working very closely with the RBI, Ministry of Finance, NABARD, SIDBI, MUDRA, Banks, Insurance Companies, member microfinance institutions and other stakeholders. The RBI has recognized Sa-Dhan as a Self-Regulatory Organisation (SRO) for the microfinance sector in 2015 to monitor and ensure smooth functioning of microfinance operations. Sa-Dhan has also been recognized as a National Support Organization (NSO) by the National Rural Livelihood Promotion (NRLM). Sa-Dhan was incorporated by stalwarts of the sector such as Smt. Ela R Bhatt, Mr. Vijay Mahajan, Mr. Deep Joshi, Mr. Al P Fernandez, Mr. Vijay Nath Bhat, Smt. Vijayalakshmi Das, Mr. S. M. Palia, Mr. M. Udaia Kumar, Mr. M. P. Vasimalai. Today Sa-Dhan has 215 members reaching out to 33 states/UTs as; it includes SHG promoting institutions, MFIs (For Profit and Not For Profit), banks, rating agencies, capacity building institutions etc. Sa-Dhan’s members follow diverse legal forms & operating models to reach out to approximately 44 million clients with loan outstanding of more than ₹1,19,377 crores.

Bharat Microfinance Report

Sa-Dhan has been publishing The Bharat Microfinance Report (BMR) since 2004 to showcase the performance of MFIs among stakeholders, notably Policymaker/Regulator, Financial Institutions, and Banks to enable them to consider the sector as a potential investment destination. This is also to increase transparency and build credibility for the sector. The BMR relies on primary data gathered from MFIs across India and secondary data culled out from various sources...

Bharat Microfinance Report

Responsible Lending

Sa-Dhan aims to ensure adherence of all Microfinance Lenders to lend in a responsible manner in the overall interests of the clients. Developing Industry Code of Conduct Developing Credit Assessment Framework Framing four-level Grievance Redressal Framework Releasing analytic notes on overview of microfinance sector, saturation and under penetration Capacity building initiatives for members on industry best practices and benchmarks

Responsible Lending

SDG Goals

Sa-Dhan is aligned with the developmental agenda of the Government as also aiming for the achievement of Sustainable Development Goals set forth by the United Nations. Sa-Dhan’s interventions ranges from the areas of, water and sanitation, clean energy, digital ecosystem, climate resilient agriculture, affordable housing to community health and financial literacy.

SDG Goals

Media

RBI’s new regulatory norms give MFIs a lot of freedom and flexibility, says Sa-Dhan CEO

Date: July 05, 2022

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Media

‘Microfinance industry not likely to witness pre-pandemic level of collection efficiency’

Date: Jun 26, 2022

Venue: Kolkata

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Media

Microfinance sector clocks 5% Q4 FY22 growth from year-ago period: Report

Date: May 17, 2022

Venue: Kolkata

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Media

Banks, MFIs seek time to implement new guidelines

Date: 29 Mar 2022

Venue: Kolkata

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