SRO ACTIVITIES

Sa-Dhan has been recognised by the RBI as a Self-Regulatory Organisation..

POLICY ADVOCACY

Sa-Dhan strives to bring convergence on various issues pertaining to the..

SPECIAL PROJECTS

Sa-Dhan’s Intervention in Promoting Water and Sanitation Financing..

CAPACITY BUILDING

This is being extended in the areas of strategy, operations, governance..

NATIONAL CONFERENCE

Right from its inception Sa-Dhan has been conducting..

MEMBERSHIP

To download membership application..

Sa-Dhan is an association of Impact Finance Institutions and an RBI appointed Self-Regulatory Organization (SRO) for Microfinance Institutions. Sa-Dhan is the first and largest association of community development finance institutions in India formed over two decades back for supporting and strengthening the agenda of fostering Inclusive Impact Finance in India. It strives for creating a better understanding of the microfinance sector among policymakers, funders, banks, governments, researchers, and practitioners. Sa-Dhan has about 220 members working in 33 states/UTs and over 600 districts, which includes both, for Profit and Not for Profit MFIs, SHG promoting institutions, banks, rating agencies, capacity-building institutions etc. Sa-Dhan’s members with diverse legal forms and operating models, reach out to approximately 44 million clients with loan outstanding of more than ₹1,27,801 crores. Sa-Dhan is also recognized as a National Support Organization (NSO) by National Rural Livelihood Mission (NRLM).

Our Mission

To promote and foster inclusive impact finance institutions to support low income households,particularly women, to achieve stable livelihoods, improve their social and financial wellbeing and quality of life and fulfill Sustainable Development Goals.

Our Vision

Promoting an economically and socially empowered inclusive society.

The Goals of Sa-Dhan

The Goal of Sa-Dhan is to develop, promote and support ecosystems of Impact Financing institutions which enable Inclusive Growth, equity, gender equality and sustainable development in the society and for which undertake, support and facilitate the following:

Be the facilitator of Impact finance in India.
Promote transparency and good governance among all members.
Facilitate and promote enterprises among weaker sections of society, especially the women.

The Goals of Sa-Dhan

Code of Conduct

CoC is to ensure Responsible Lending and Client Protection in the microfinance sector. CoC has been revised in keeping in view of the revised Regulatory Framework that came into being from 01 April 2022. CoC is applicable to all the providers of microfinance who are members of the SROs.

Code of Conduct

Few Contributions Made to the Sector

Developed Credit Assessment Framework for clients (CAF) in 2022.
Issued the first Governance Manual for the MFI Board of Directors in 2018.
Introduced India’s first MFI Directory in 2014.
Led initiatives to bring policy change for SHG member-level data integration in Credit Bureaus in 2016.
Developed Hand Book for MFIs on RBI Regulation & its Compliance in 2013.
Assisted in setting up of the Indian Microfinance Equity (IMEF) under SIDBI in 2012.

Few Contributions Made to the Sector

Gallery

Media

Chairman of the Parliamentary Committee on Finance Jayant Sinha Speaking at a conference on micro-finance organized by 'Sa-Dhan' , Sinha said that micro-finance institutions should focus on financing to create entrepreneurs. Loans can be provided to entrepreneurs striving for sustainable livelihood.

Date: November 14, 2022

The combined micro credit portfolio of 272 lenders touched ₹2,63,760 crore in 2021-22, a 5% increase over the outstanding loans for the Indian microfinance sector the previous year, the Bharat Microfinance Report (BMR) of 2021-2022 published by Sa-Dhan , the association of microfinance firms said.