Sa-Dhan National Conference on Inclusive Growth – 2023 - Click Here
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Who we are

Sa-Dhan is an association of Microfinance and Impact Finance Institutions. It is an RBI appointed Self-Regulatory Organization (SRO) for Microfinance Institutions. Sa-Dhan is the first and largest association of community development finance institutions in India formed over two decades back for supporting and strengthening the agenda of fostering Inclusive Impact Finance in India. It strives for creating a better understanding of the microfinance sector among policymakers, funders, banks, governments, researchers, and practitioners. Sa-Dhan has about 220 members working in 33 states/UTs and over 600 districts, which includes both, for Profit and Not for Profit MFIs, SHG promoting institutions, banks, rating agencies, capacity-building institutions etc. Sa-Dhan’s members with diverse legal forms and operating models, reach out to approximately 44 million clients with loan outstanding of more than ₹1,27,801 crores. Sa-Dhan is also recognized as a National Support Organization (NSO) by National Rural Livelihood Mission (NRLM).

Upcoming Events

8th & 9th November 2023
Sa-Dhan National Conference on Inclusive Growth
Our Services

Sa-Dhan has been recognised by the RBI as a Self-Regulatory Organisation..


Sa-Dhan strives to bring convergence on various issues pertaining to the..

Social & Financial Impact

Sa-Dhan’s Intervention in Promoting Water and Sanitation Financing..


This is being extended in the areas of strategy, operations, governance..


Right from its inception Sa-Dhan has been conducting..


To download membership

Our Vision

Promoting an economically and socially empowered inclusive society.

Our Mission

To promote and foster inclusive impact finance institutions to support low income households, particularly women, to achieve stable livelihoods, improve their social and financial well being and quality of life and fulfill Sustainable Development Goals.

Goals & Major Contributions

The Goal of Sa-Dhan is to develop, promote and support ecosystems of Impact Financing institutions which enable Inclusive Growth, equity, gender equality and sustainable development in the society and for which undertake, support and facilitate the following.

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The Industrial Code of Conduct(CoC) is to ensure Responsible Lending and Client Protection in the microfinance sector. CoC has been revised in keeping in view of the revised Regulatory Framework that came into being from 01 April 2022. CoC is applicable to all the providers of microfinance who are members of the SROS.

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Contribution in
  • Developed Credit Assessment Framework for clients (CAF) in 2022.
  • Issued the first Governance Manual for the MFI Board of Directors in 2018.
Read more…

Sectoral Updates

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Microfin sectorgrowing at brisk pace in state Executive director and CEO of ‘Sa-Dhan’ Jiji Mammen Home to 24 crore people, Uttar Pradesh has huge potential for microfinance sector….

Date: January 11, 2023

Financial Inclusion Improves Sanitation and Health(FINISH) Society workshop was conducted by non-governmental organisation ‘Sa-Dhan’.

Date: January 20, 2023


Early-bird Registration will start on 11th August 2023. This will ensure your confirmed participation.  All delegates will be provided a digital pass to attend the conference. The registration form can also be downloaded from the Sa-Dhan website. There is also a provision for spot registration at the conference venue.

Registration Fee Covers
  • Admission to the Conference Sessions
  • Lunch and refreshments during the Conference
  • Networking Platform
  • Conference Kit
  • Complimentary Copy of Bharat Microfinance Report – 2023
Registration fees can be paid through Demand Draft / Online Payment. International payments can only be made through wire transfer.
Please be noted that the fee doesn’t cover accommodation.
REFUND POLICY: Requests received in writing before 15th October 2023 will be considered for cancellation. A 10% handling charge would be deducted from the registration fee and the balance refunded by cheque. No amount will be refunded after. The registration form with the payment details should be sent to