Sa-Dhan Newsletter Volume 5 Issue 2

Operational Costs of Delivering Microfinance : Banker's Perspectives

Sa-Dhan's Mission Statement

Sa-Dhan's mission is to build the field of Community Development Finance Institutions, help members and associate

institutions in rendering better services to low income households, particularly women both in rural and urban

India, in their quest for establishing a stable livelihood from improving their qualities of life."

AIMS AND OBJECTIVES

i)

To provide a forum for organisations and individuals engaged in the field of community development finance to

share and exchange experiences, expertise and resources.

ii)

Serve as a catalyst for building MicroFinance institutions

iii)

Strengthen the capacities of community development finance institutions through research, consultancy and training

in different aspects

iv)

Disseminate information about sound financial practices from both national and international experience

v)

Act as self regulating organizations for community development finance institutions and seek recognition from relevant

regulatory authorities

vi)

Establish linkages between members and resource institutions such as funding agencies, training and consultancy

and research institutions

vii)

Establish minimum standard of performance, both developmental and financial aspects which members have to adhere

viii)

Work with other networking bodies and coalition of community development finance institutions

ix)

To represent its members in governmental agencies such as RBI and other regulatory and policy making bodies

so as to promote community development finance and help create a favourable policy environment, both at the

national and international level.  (Memorandum of Association, Sa-Dhan, 2004)

Membership Categories:

The two types of membership in Sa-Dhan are:

I)  Primary members and

II)  Associate members (both organizations and individual members). They may be of the following types of organisations:

Category A: Capacity Building Organisations (CBOs) which not only promote self-help groups and provide capacity

building inputs,  but also those which supports and provides technical services to NGO-MFIs.

Category B: Organisations not purely structured as financial intermediaries, but either provide micro-credit to

groups/individuals or, provide bulk credit to MFIs for micro-credit.

Category C: Organisations purely structured as financial institutions such as SEWA Bank, HDFC, Bhartiya Samruddhi

Finance Ltd. (BASIX), SHARE Microfin Ltd. etc.

Category D: Formal or Informal Networks/Channels for which supports  build capacity of stakeholders.

OFFICE BEARERS:

Chair: Ela R. Bhat

Co-Chair: Mr. M Udaia Kumar

Treasurer: Mr. Sanjay Sinha

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SA-DHAN NEWSLETTER, PUBLISHED FOR PRIVATE CIRCULATION, BY SA-DHAN, NEW DELHI

The Association of Community Development Finance Institutions

12 & 13, 2nd Floor, Special Institutional Area

Shaheed Jeet Singh Marg, New Delhi-110 067

Tel : 91-11-55650787, 26518276 Fax : 91-11-26518276

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