Sa-Dhan Newsletter Volume 1 Issue 4

Micro-Insurance

Police report, FIR, Panchnama (police inquest report)



Claim for Maternity benefit

  FD Certificate

  FD form

  Birth Certificate of the child

Claim for Assets and Housing

  Insurance receipt/FD certificate;

  Immediate report to SEWA of the incident after the event

  If immediate reporting is not possible, photographs documenting the disaster or police complaint,

FIR (as per the requirement)

9.4.1

CLAIM PROCESS CYCLE

The claim process cycles of the different schemes are:

1. Life Insurance

The required documents and their purpose (Table7) and the process cycle for life insurance (See Figure 2)

is:

Figure 2: Life Insurance Claim Process Cycle

LIFE INSURANCE CLAIM PROCESS CYCLE

Member Nominee

Pays Claims cheque

Submits claim papers, documents to SEWA

organizer / Aagewan

Fieldworker/Aagewan

Allots field visit

Voucher for payment

SEWA fieldworker

Verifies details in the field & submits report

VIMO SEWA

Claim rejected

SEWA organizer

List of approved

Verified claims for

claims+ Claim cheque

approval and payment

LIC OFFICE

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